Terms of Service

Last updated: May 13, 2026

These Terms of Service govern your use of WealthPath Academy and its services. By accessing and using our platform, you agree to be bound by these terms and conditions. If you do not agree with any part of these terms, you should discontinue use of our website and services immediately. We reserve the right to modify these terms at any time, and your continued use of our platform constitutes acceptance of any changes.

Acceptance of Terms

By registering for our personal finance management courses or accessing our savings plan strategy resources, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. We provide educational content and financial guidance for professionals in Kowloon and beyond. Your use of our platform is subject to all applicable laws and regulations. If you are under 18 years of age, you may only use our services with the consent and supervision of a parent or legal guardian. We assume that all users are of legal age and capacity to enter into binding agreements.

We may update these terms periodically to reflect changes in our services, legal requirements, or other circumstances. When we make material changes, we will notify you by updating the “Last updated” date at the top of this page. Your continued access to our platform after such modifications constitutes your acceptance of the updated terms.

User Obligations and Responsibilities

As a user of our platform, you agree to use our services only for lawful purposes and in a way that does not infringe upon the rights of others or restrict their use and enjoyment. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to provide accurate, current, and complete information during registration and to update this information as necessary.

You must not engage in any conduct that could damage, disable, or impair our platform or services. This includes but is not limited to unauthorized access attempts, distribution of malware, spam, or any other harmful activities. You agree not to reproduce, duplicate, copy, or sell any portion of our content or services without our express written permission. Additionally, you are solely responsible for understanding the financial concepts presented in our courses and making informed decisions based on your personal circumstances.

Intellectual Property Rights

All content on our platform, including course materials, videos, articles, images, and interactive tools, is the exclusive property of our company or licensed to us by third parties. This content is protected by international copyright laws and other intellectual property regulations. We grant you a limited, non-exclusive, and non-transferable license to access and use this content for personal, non-commercial educational purposes only.

You may not modify, translate, adapt, or create derivative works based on our content without prior written consent. You may not distribute, sell, lease, or transfer our materials to third parties. Any unauthorized use of our intellectual property may result in legal action and damages. If you believe your intellectual property rights have been infringed through our platform, we encourage you to report such violations through our support channels.

Limitation of Liability

Our platform and services are provided on an “as is” and “as available” basis without warranties of any kind, either express or implied. We do not guarantee that our services will be uninterrupted, error-free, or secure. To the maximum extent permitted by law, we disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our platform or services, including but not limited to financial losses, business interruption, or data loss. The information provided in our courses is for educational purposes and should not be considered professional financial advice. You should consult with qualified financial advisors before making significant financial decisions. We do not assume responsibility for the accuracy, completeness, or timeliness of third-party information referenced in our materials.

Termination of Service

We reserve the right to suspend or terminate your access to our platform at any time, with or without cause, and with or without prior notice. Reasons for termination may include violation of these Terms of Service, engaging in prohibited activities, or other conduct we deem inappropriate or harmful to our platform or community. Upon termination, your right to access and use our services ceases immediately.

You may terminate your account at any time by contacting our support team. Upon account termination, we will cease providing services to you, though we may retain certain information as required by law or for legitimate business purposes. Termination does not relieve you of any obligations incurred prior to termination, including payment obligations for services already rendered or accessed. Any provisions of these Terms of Service that by their nature should survive termination will remain in effect.